Your trusted Chicago Food Delivery Accident Attorneys
If you were struck by a food delivery car in Chicago, reach out to LegalRideshare Injury Lawyers. We help people in Chicago who were injured in accidents involving food delivery drivers understand their rights and fight for compensation.
Dealing with the aftermath of a food delivery crash is hard enough. Let us handle the legal side for you.
Call Chicago food delivery accident lawyers at LegalRideshare Injury Lawyers today at (312) 767-7950 for a free, confidential consultation, or contact us online.
Chicago Food Delivery Accident Guide
- Your trusted Chicago Food Delivery Accident Attorneys
- Why Choose LegalRideshare Injury Lawyers for Your Chicago Food Delivery Accident Case?
- What Kind of Compensation Can You Get After a Food Delivery Crash in Chicago?
- Why Accidents With Food Delivery Cars Are Often Complex
- Who Is Responsible for Paying Your Bills?
- Why You Need a Lawyer for Your Chicago Food Delivery Accident Claim
- Frequently Asked Questions About Food Delivery Accidents in Chicago
- Contact a Chicago Food Delivery Accident Lawyer Today
Why Choose LegalRideshare Injury Lawyers for Your Chicago Food Delivery Accident Case?
LegalRideshare Injury Lawyers focuses on helping people injured in accidents involving gig economy drivers, including those delivering food for companies like DoorDash, Grubhub, and Uber Eats.
Deep Understanding of Delivery Driver Accidents
Our food delivery accident lawyers understand that these types of cases are unique. Our team knows the common issues that come up, like drivers being distracted by apps, rushing to meet delivery times, or driving in unfamiliar Chicago neighborhoods.
Navigating Complex Insurance Situations
Insurance is often the biggest challenge in food delivery accident claims. Was the driver using personal insurance, which will deny the claim? Does the delivery company's insurance apply? When does that company coverage actually start and stop?
LegalRideshare Injury Lawyers regularly deals with these exact questions. We know how to investigate the driver's status and push for coverage from the correct insurance policies, whether it is the driver's, the company's, or even your own uninsured motorist coverage.
Experience With Major Delivery Companies
We’re not intimidated by large delivery corporations or their insurance companies. We know the tactics they use to try to pay less or deny responsibility altogether.
Our team has experience standing up to delivery companies. We fight for our clients to receive the compensation they need after being injured by a food delivery driver.
Dedicated to Chicago Accident Victims
Our firm is based right here in Chicago. We’re committed to helping members of our community who have been wrongfully injured. Our food delivery accident lawyers know the local streets and neighborhoods.
We’re very familiar with Chicago’s courts and the specific challenges faced by pedestrians, cyclists, and drivers involved in accidents with delivery vehicles in our city.
Choosing LegalRideshare Injury Lawyers means choosing a team that is equipped and ready to handle the unique aspects of your food delivery accident claim. Call us today at (312) 767-7950 for a free, confidential consultation, or contact us online.
What Kind of Compensation Can You Get After a Food Delivery Crash in Chicago?
If you were injured by a food delivery driver’s carelessness, you can seek money for your losses:
- Medical expenses: This includes everything from the ambulance ride and emergency room visit to hospital stays, surgeries, doctor appointments, physical therapy, medications, and any future medical care you might need because of the accident.
- Lost wages: If your injuries kept you from working, you can seek payment for your lost income. If your injuries affect your ability to earn money in the future, you can also seek compensation for that loss of earning capacity.
- Pain and suffering: This covers the physical pain, emotional distress, discomfort, and loss of enjoyment of life caused by the accident and your injuries.
- Property damage: If your own vehicle, bicycle, or other property was damaged in the accident, you can seek money for repairs or replacement.
- Other costs: You might have other expenses related to the accident, like transportation to medical appointments or home modifications if you have a long-term disability.
Calculating the full value of your claim requires understanding how the accident has affected you, both now and in the future.
Why Accidents With Food Delivery Cars Are Often Complex
An accident with a regular driver is usually straightforward. You deal with their insurance company. But when a food delivery driver hits you, it’s often more confusing.
While some drivers deliver for local restaurants, many might work for big companies like DoorDash, Grubhub, Uber Eats, or Postmates. These drivers are often considered independent contractors, not employees.
This difference matters greatly regarding who is responsible for your injuries, and insurance becomes a big question.
Figuring out which insurance policy applies and who should pay can be a major headache. Insurance companies might point fingers at each other, leaving you stuck in the middle.
This is where having an experienced food delivery accident lawyer comes in handy. They can help determine who is at fault and which insurance company you need to approach.
Navigating Insurance After a Food Delivery Accident
The driver’s personal auto insurance policy likely has a business use exclusion. This means the policy denies coverage if the driver uses the car for work, like delivering food.
The delivery company’s insurance policy might apply, but it often has specific requirements. For example, DoorDash and Uber Eats typically cover third-party injuries (like yours) while the driver is on an active delivery—the time they accept a delivery request until the delivery is complete.
If the driver was only logged into the app and waiting for an order, a lower amount of coverage, or no coverage at all, might apply.
Dealing with multiple insurance adjusters can be stressful, as they work for the insurance company and may deny responsibility or offer you less money than your claim is worth.
If the driver has no insurance, or their insurance is not enough to cover all your damages, your own auto insurance policy might help if you have Uninsured Motorist (UM) or Underinsured Motorist (UIM) coverage.
At LegalRideshare Injury Lawyers, we handle these insurance complexities every day. Our experienced attorneys know the arguments insurance companies use, and we know how to counter them.
Chicago food delivery crash? Let LegalRideshare Injury Lawyers handle the legal fight while you heal.
Who Is Responsible for Paying Your Bills?
After being hit by a delivery driver, determining responsibility is key. A food delivery attorney can help untangle the facts of your case to determine who was liable.
The Delivery Driver
If the driver was careless or broke traffic laws (like speeding, running a red light, or driving distracted), they’re likely responsible.
However, if their personal insurance denies the claim because they were working, getting money directly from the driver can be difficult.
The Food Delivery Company
Since delivery drivers are usually independent contractors, companies like DoorDash or Uber Eats often argue they’re not responsible for the driver's actions in the same way an employer would be for an employee.
Proving the company is liable, or that their insurance must cover you, often requires careful investigation and legal argument.
Another Party
Sometimes, another factor might contribute to the accident, like a poorly maintained road or a faulty traffic signal. In some cases, another driver could also share some responsibility.
Our job at LegalRideshare Injury Lawyers is to investigate the accident thoroughly. We gather police reports, witness statements, photos of the scene, and information from the delivery app if possible.
We uncover exactly how the accident happened and identify everyone who could be held responsible for your injuries.
Why You Need a Lawyer for Your Chicago Food Delivery Accident Claim
Accidents involving food delivery drivers present unique challenges that make legal help very valuable. Here’s how a lawyer from LegalRideshare Injury Lawyers can help you:
- Investigate: We can obtain police reports, track down witnesses, analyze photos and videos, and work to get crucial information from the delivery company about the driver’s status at the time of the crash.
- Determine liability: We analyze the facts to determine who was at fault and who can be held legally responsible for paying your damages.
- Handle insurance companies: We take over all communication with insurance adjusters and protect you from their tactics.
- Calculate your damages: We work with you and your doctors to understand the full extent of your injuries and losses, including future medical needs and lost earning potential.
- Negotiate a fair settlement: We use our knowledge and experience to negotiate strongly with the insurance company for a settlement that covers all your damages.
- File a lawsuit if necessary: If the insurance company refuses to offer a fair settlement, we’re prepared to file a lawsuit and fight for you in court.
Concentrate on your recovery while our committed legal team battles for the compensation you deserve.
Don’t Wait To Get Legal Help
Act quickly after an accident. In Illinois, there is a time limit for filing a personal injury lawsuit, known as the statute of limitations. Generally, you have two years from the date of the accident to file a lawsuit.
Building a strong case takes time. Evidence can disappear, witnesses can move or forget details, and delays can hurt your chances of getting fair compensation.
Contacting a lawyer soon after your accident allows them to start investigating promptly and preserve crucial evidence.
Frequently Asked Questions About Food Delivery Accidents in Chicago
The Food Delivery Driver’s Insurance Denied My Claim Because They Were Working. What Should I Do?
It’s very common for a delivery driver’s personal car insurance to deny claims if the accident happened while they were working. This is because personal policies usually do not cover business activities.
Don’t panic if this happens.
Delivery companies such as DoorDash, Grubhub, or Uber Eats often have their own insurance policies that might cover your injuries.
Contact a lawyer who understands these rules and can investigate whether the company's insurance should apply and help you pursue a claim against the correct policy.
Who Is Responsible for Paying My Medical Bills After a Food Delivery Accident in Chicago?
Responsibility could fall on the delivery driver if their carelessness caused the crash. However, their personal insurance might not pay if they were working.
The food delivery company might be responsible through their commercial insurance policy, but specific conditions usually need to be met regarding the driver's activity during the crash.
In some cases, if the responsible driver is uninsured or their coverage is too low, your own car insurance policy’s Uninsured or Underinsured Motorist coverage might apply, even if you were not in your car.
Do I Need To Give a Statement to the Delivery Company’s Insurance?
Do not give a recorded statement to any insurance adjuster, especially one representing the delivery company or the driver, without speaking to a lawyer first.
Insurance adjusters are trained to ask questions in a way that might get you to say something that could hurt your claim later. They work for the insurance company, and their goal is to pay out as little as possible.
Anything you say in a recorded statement can be used against you. You have the right to have a lawyer handle communications with the insurance company.
How Much Is My Chicago Food Delivery Accident Claim Worth?
There is no single answer to this question because every case is different. The value of your claim depends on many factors, including:
- The severity of your injuries
- The total cost of your medical treatment, both past and future
- How much income you lost
- Whether your ability to earn money in the future is affected
- The amount of pain and suffering
- How the accident has impacted your daily life
An experienced lawyer can evaluate all these factors after gathering evidence like medical records and bills. They can help determine a fair value for your claim based on your specific losses and negotiate with the insurance company to get you the compensation you deserve.
Contact a Chicago Food Delivery Accident Lawyer Today
If you were hit and injured by a DoorDash, Grubhub, Uber Eats, Postmates, or any other food delivery driver in Chicago, LegalRideshare Injury Lawyers is here to help you understand your rights and fight for the compensation you need.
Call rideshare accident attorney today at (312) 767-7950 for a free, confidential consultation, or contact us online.